# Messenger Audio 37.1 (28-Jan-1983) {% embed url="" %} (0:00) No, I just stood there and said, (0:02) does anybody have any spirit change? (0:05) Smiled a little bit, and that's how I did it. (0:17) Those who learn from usury stand like (0:20) one who was struck by the devil's touch. (0:23) This is because they claim that usury is a form of trade. (0:27) But God permits trade that permits usury. (0:30) Whoever heeds this (0:33) admonition from the Lord and stays in usury (0:37) may keep his past earnings and his judgment with God. (0:41) As for those who return to usury, (0:44) they will deserve hell, (0:46) where they will abide forever. (0:50) God diminishes usury and augments charity. (0:53) And God dislikes the guilty disbelievers. (0:59) Everybody's heard about high interest rates. (1:01) This is what's killing this country. (1:04) We can just see the crisis we're in now. (1:06) 17 to 18 percent. (1:09) We're being punished for this vicious cycle. (1:14) Inflation and wages go up and inflation goes up. (1:19) Everybody recognizes that it's tied to usury. (1:24) This is one of the strongest statements (1:26) against something in the Koran. (1:28) It's struck by the devil's touch. (1:30) Some of the other things that are forbidden, (1:33) alcohol, gambling, (1:35) it's even pointed out there may be some good in them. (1:38) There's absolutely no good that can come at all from usury. (1:42) Only evil. (1:45) And God diminishes usury and augments charity. (1:49) So here we have in the middle of the section on charity (1:52) something about usury. (1:58) They're the opposite of each other. (2:02) One of them means that (2:03) not only do you give a man money, (2:06) not only do you want it back, (2:07) but you want more of it back than you gave him. (2:10) Charity means you're giving a man money (2:12) and you don't even want it back. (2:14) So you forget about it. (2:18) So it's economic. (2:20) It's the underlying economic philosophy of Islam. (2:24) It's given right here in this ayah. (2:28) Trade is permitted. (2:32) Usury is forbidden. (2:35) But our capitalist society is based on (2:38) borrowing money (2:40) with the idea that (2:41) you borrow money from somebody who's got it (2:44) at interest (2:45) with the idea that through your trading (2:48) you're going to make more money (2:49) and be able to repay it. (2:52) But we can't see the result. (2:54) It's disastrous. (2:56) So really in between (3:00) the one extreme of having no free trade (3:02) which is what communism is (3:04) and having free trade with usury (3:07) we have what's sometimes been called socialism (3:10) where you have free trade (3:12) but the basics of the society (3:15) are provided for. (3:17) So you can have free trade (3:18) and you don't have to worry about usury. (3:20) So it's for me (3:23) an indication (3:25) that Islam is based on (3:28) a type of socialism. (3:31) Socialism permits free trade (3:33) but it doesn't permit excessive wealth. (3:36) It's only through usury that (3:38) we have this excessive wealth. (3:40) Now people are in the position (3:41) that they can make more money through usury (3:44) than they can through employing (3:45) people and starting businesses. (3:48) You can make 20% (3:50) loaning your money out (3:52) and there's no risk (3:54) because you've got a guaranteed piece of paper. (3:56) It's better to do that (3:57) than to set up a business (3:58) and employ people to make the same amount of money. (4:02) So it's a real disaster. (4:05) All the economic problems (4:07) in this country (4:07) is interest. (4:14) I mean (4:15) they (4:15) they (4:15) they complain about inflation (4:21) but when you buy a house (4:23) that's $50,000 for example (4:27) and when you calculate (4:28) after 30 years of paying for it (4:30) interest and everything (4:32) the actual price is $150,000 (4:36) not $50,000. (4:38) So where do the $100,000 go? (4:41) $100,000 will go to (4:43) employees and salaries (4:44) and tall buildings. (4:47) The skyscrapers in every city (4:48) are home federal savings. (4:51) FEMA Savings & Associates (4:53) is a great western bank. (4:59) Well I take this myself (5:01) to the extreme that (5:01) I don't like to walk into banks. (5:05) I have no bank accounts. (5:06) I get paid by a paycheck. (5:08) I usually go to the drive-in window. (5:10) That's the closest I like to get to them. (5:12) It seems to me that banks (5:14) are the causes of sin. (5:16) Worse than taverns (5:17) because after all alcohol (5:18) is supposed to have some good. (5:20) At least some poor guy (5:21) is making some money. (5:23) There's some production of something. (5:25) Yeah but at least (5:26) there's some work involved. (5:29) Banks are centers of great sin. (5:31) I really adore them (5:33) and I have no feelings (5:34) with them whatsoever. (5:35) You have this 50 story (5:39) Acme Savings & (5:48) Associates. (5:48) This word Acme (5:49) is very popular. (5:52) One of my favorite names. (5:55) Acme Plumber (5:56) or plumbing company. (5:59) I call it Acme Savings & (6:00) Associates. (6:01) And it's a tall building (6:02) for employees who (6:04) produce nothing. (6:05) They just administer (6:06) sucking of people's blood. (6:09) Is there any restriction on trading? (6:12) For example (6:13) in Turkey (6:15) if you have businessmen (6:16) you get it very easily (6:18) because they buy it once (6:20) they sell 5 or 10 (6:22) maybe even more than 100. (6:24) The interest? (6:26) No not the interest. (6:27) For example if they buy something (6:29) $1 they sell 100 (6:32) or 100 I don't know. (6:34) Is there any restriction on it? (6:35) Sure. (6:39) Is it true that (6:43) some of the Arab banks (6:44) themselves (6:44) you know the big Arab banks (6:46) they have air quality issues? (6:50) You know the air quality problems? (6:52) The worst. (6:55) All the people who (6:56) they flunked the test. (6:59) If you work in the bank (7:00) does that mean that (7:02) you also commit this (7:04) and you help (7:05) this bank operate? (7:08) No. (7:11) If you work as a bartender (7:13) are you committing a sin? (7:16) That's the same question. (7:18) You don't drink yourself? (7:20) I think the question is (7:21) do you have (7:22) are you making money (7:24) with use for yourself? (7:25) If you work in the bank (7:26) and you have no money in the bank (7:27) and you make no money (7:28) from interest yourself (7:29) is this a job for you? (7:31) No, but you're earning (7:32) you're earning for our users. (7:41) Now part of the banks (7:44) you invest (7:45) you really have to study (7:49) very carefully (7:49) there are chemical companies (7:53) that produce things (7:54) there are (7:56) builders that produce things (7:59) hundreds of companies (8:01) that produce (8:04) the economy (8:04) is a productive economy. (8:08) Now you notice (8:09) there's a statement here (8:10) that God diminishes users (8:11) and augments charities. (8:15) Now God works in funny ways (8:17) to us there are funny ways (8:20) and today I was reading (8:21) that example of (8:22) a lottery in Arizona. (8:25) The state of Arizona (8:27) last year started a lottery (8:29) and for the first time (8:31) in the history of Arizona (8:32) they have a hundred million dollar (8:33) deficit in their budget. (8:37) Now those who designed (8:38) the lottery which is (8:39) a non-productive gambling (8:42) prohibited by Islam, by God (8:43) in the Quran and in the Bible (8:47) when they put it down (8:48) on paper they were supposed (8:50) to earn money (8:51) become rich (8:52) reduce the burden (8:54) of taxes on the people (8:56) etc. etc. (9:01) Gambling or usury. (9:05) So the state ended up (9:07) with a hundred million dollar deficit. (9:09) Does it make sense? (9:10) Does it to them? (9:12) To us we understand it perfectly. (9:16) Because they resorted (9:17) to sinful earnings (9:21) by breaking God's law (9:22) whether it is usury (9:24) or gambling (9:28) they have to be poor. (9:31) Even though on the paper (9:32) we are making money. (9:34) On the paper. (9:45) One thing that (9:47) I learned today (9:49) was that last week (9:50) they had a program (9:51) called Maribou. (9:52) Anybody saw that? (9:56) It was about (9:57) the breakdown (9:58) and morale (10:03) and how they live (10:05) in the Maribou beach (10:07) how the couples (10:09) marry people next to them (10:10) and there is just (10:11) total corruption. (10:15) God was showing them (10:16) in advance (10:17) why I am going to (10:18) give you a beating. (10:21) This happened today (10:23) in New York. (10:25) There is another one (10:26) coming from Los Angeles (10:27) to San Diego (10:34) to New York (10:34) and they showed me (10:35) why doesn't (10:38) those things (10:39) happen in New York? (10:43) New York is bankrupt. (10:44) They took turns. (10:45) They took turns (10:49) I couldn't show you (10:50) because God is doing (10:53) all these things. (12:03) Verse 31. (12:05) Verse 31 (12:05) page 168 (12:10) 168 (12:12) The verse 31 says (12:14) even if the Quran (12:17) caused mountains to move (12:19) or the earth to shatter (12:20) or the dead to speak (12:22) they will not believe. (12:24) That is because the whole matter (12:25) is up to God. (12:27) Is it not time for the believers (12:29) to give up on the disbelievers? (12:32) If God wins (12:32) He can guide all the people. (12:34) However, those who disbelieve (12:36) will continue to suffer (12:41) the consequences of their work (12:42) or have them strike (12:44) close to them (12:44) until God's judgment comes. (12:47) God never breaks His promise. (12:50) So, Indian disasters (12:51) one after the other. (12:54) And you see those hurricanes (12:55) come and they aim (12:56) for hells (12:57) in many places. (13:02) It all comes from those people. (13:07) But back to this (13:09) verse 276 (13:10) verse 276 (13:11) and Gambia (13:12) you can add that too. (13:15) Any sinful earnings (13:18) if somebody steals something (13:20) from someone (13:23) or robs a bank (13:25) now on the paper (13:27) it appears like they made money (13:28) but really they lose money. (13:32) They end up losing. (13:35) Any sinful earnings (13:38) God diminishes them. (13:40) And we see these things (13:41) in front of us. (13:43) Speaking of the state of Arizona (13:44) they will repeal the insurance law. (13:47) Have you heard? (13:50) What? (13:51) They will repeal the insurance (13:53) the law requiring insurance. (13:57) They wouldn't even listen to us. (14:01) I wrote to the (14:02) Civil Liberties Union (14:04) American Civil Liberties (14:06) Civil Liberties (14:08) Yeah, because (14:09) they were not great in numbers (14:11) so they wouldn't even consider it. (14:13) But God helps us. (14:16) They will repeal that law. (14:25) Back to verse 276 (14:28) Those who believe and work righteousness (14:30) and observe the Salat al Zakat (14:32) will be recompensed with their lives. (14:35) They have nothing to fear (14:36) nor will they grieve. (14:37) O you who believe (14:40) beware of God (14:41) and refrain from all forms of usury (14:43) if you are really believers. (14:45) If you do not refrain (14:47) then expect (14:50) if you do not refrain (14:52) then expect (14:53) a war from God and his messengers. (14:56) But if you repent (14:57) then (14:59) you may keep your capital (15:01) without inflicting injustice (15:03) or suffering injustice. (15:06) If the debtor is unable (15:07) to pay (15:08) then wait for a better time. (15:11) If you give up the debt as charity (15:12) it will be better for you (15:13) if you only knew. (15:15) Beware of the day when you return to God (15:17) and when each soul is repaid (15:18) for whatever it has earned. (15:20) No one will suffer injustice. (15:24) Again speaking of (15:25) the sin of usury (15:26) and the justice of God. (15:29) So even if you (15:30) have a bank account (15:32) and a money lender's account (15:37) and you make a lot of (15:38) that money will just be lost (15:40) is what it says. (15:42) And there's no way you can win from usury. (15:44) And even if you win in this life (15:46) someday you're going to be held (15:48) accountable for (15:49) your return. (15:52) There's another (15:55) story in the end of the Koran (15:56) which talks about the rich (15:57) being questioned for what they did. (15:59) They'll actually be interrogated. (16:04) They'll be interrogated (16:05) for what they did. (16:07) The wealthy people. (16:08) I don't know. (16:09) Which part of this agrees? (16:12) You know what I mean about the (16:17) almost at the end. (16:19) It ends with they will be (16:20) interrogated for what they've done. (16:23) There's even a better one (16:24) through a line where it says (16:26) their gold and silver will be (16:27) heated up in heaven (16:28) and they will be burned. (16:30) Here's what you have hoarded (16:32) for your sin. (16:37) You'll be burning until you go (16:38) into your graves. (16:39) Indeed you will find out. (16:41) Yes you will indeed find out. (16:43) If you could only find out now (16:44) you would envision hell. (16:46) You would envision it with an (16:47) eye of certainty. (16:48) You will be asked about your (16:49) hoarding. (16:51) Interrogated about your hoarding. (16:53) So this relates to that. (16:56) People will return to God (16:57) and they will be (17:00) questioned about their (17:07) hoarding. (17:08) Unfortunately in this country (17:09) they're worshipping the dollar (17:10) so much that they're becoming (17:15) very uncharitable. (17:17) They can actually be charitable (17:18) to the country and serve it (17:19) from the economic problems (17:21) they have. (17:22) The biggest problem in this (17:24) country is a deficit. (17:27) A hundred billion dollar deficit. (17:29) This hundred billion dollar (17:30) deficit can be wiped out (17:33) in a week. (17:38) For 200 million people. (17:40) Let's say America is 200 million (17:42) people and the deficit is (17:43) 100 billion dollars. (17:46) This means 500 dollars (17:48) per person. (17:50) If the people are (17:52) charitable to the government (17:54) and give the government (17:55) 500 dollars each (17:58) the deficit will be wiped out (18:00) as charity to uncle Sam. (18:03) But they don't want to do it. (18:05) Now 500 (18:06) I cannot pay 500 dollars (18:11) to uncle Sam (18:11) but there is (18:13) a very rich person (18:15) somewhere who can pay (18:16) for 10 of us. (18:18) 5000 dollars. (18:20) How many people in this (18:21) country can give away 5000 (18:22) dollars to serve the country? (18:24) What I'm saying is (18:26) with all the rich people (18:28) in this country who can (18:29) pay a million, 10 million (18:32) 500 dollars per head (18:35) they can solve (18:36) the whole deficit problem (18:38) with all the interest (18:39) problems that go with it (18:40) and everything else. (18:42) But it's the rich people (18:44) who want the interest (18:45) to be high. (18:46) They can't stand to see (18:48) it go down to 5 percent (18:49) because it reduces (18:52) their income. (18:53) They have 200 million (18:55) dollars but that's not enough. (18:57) Somehow it increases (19:05) more. (19:06) That's exactly what I mean (19:11) by the 100 million dollar (19:12) deficit in Arizona. (19:14) When they started the lot (19:16) God said oh yeah? (19:18) You're going to make money? (19:20) Let's see about that. (19:23) Then the copper went down (19:24) the copper which is (19:26) the source of income (19:27) in this state. (19:31) God did it. (19:34) That's war from God. (19:37) God and his messenger (19:38) at the time Muhammad (19:40) was alive did he just (19:41) actually go out and (19:43) make war on people (19:44) who did usury? (19:47) He said expect a war (19:48) from God and his messenger. (19:52) It says right here. (19:56) I mean at that time (19:57) The mission is not (19:58) confined to Muhammad. (20:02) Anyone who speaks (20:05) anyone who speaks (20:05) on behalf of God (20:07) will speak against usury. (20:10) If you speak on behalf (20:11) of God you will be (20:13) against usury. (20:21) Right? (20:22) You are speaking against (20:23) usury aren't you? (20:25) When you speak on behalf (20:28) of God you're a messenger (20:29) of God. (20:31) Messenger is not (20:32) confined to Muhammad. (20:34) I guess most people (20:37) interpret the word (20:41) usury as a form (20:42) of idol worship. (20:46) They ignore all (20:47) the statements in Quran (20:48) that Muhammad is not (20:49) the last messenger (20:50) he is the last prophet. (21:00) When I look at it in (21:00) surah 33 (21:02) you go tell this to (21:03) anyone and there is (21:05) nobody after Muhammad. (21:08) Surah 33 the verse (21:10) is 44 I believe. (21:19) Page 289. (21:26) Page 289 (21:27) says Muhammad (21:28) is not the father (21:29) of any of you. (21:31) He is a messenger (21:32) of God and the (21:33) final prophet. (21:34) He was the final (21:35) Christian. (21:38) That's another big subject (21:40) that you branch into. (21:41) But when we go back (21:42) it says expect war (21:43) from God and (21:44) his messengers. (21:46) What's the difference (21:46) in Arabic between (21:47) the word prophet (21:48) which you go out (21:49) of school on? (21:50) Prophet. (21:51) And messenger. (21:53) Messenger is the (21:53) school of Allah. (21:55) And what is (21:56) prophet then? (21:56) Prophet is a man (21:57) who wrote the scriptures. (21:58) Prophet. (22:00) So there are (22:01) two distinct (22:01) two distinct words. (22:05) He is the last (22:06) prophet. (22:07) This is the final (22:07) scripture as you see (22:08) from the Bible. (22:10) He is the final (22:10) prophet. (22:13) But every (22:14) every village (22:15) has a messenger. (22:17) The Quran says (22:17) every generation (22:18) every village (22:19) every community (22:21) they have a messenger. (22:24) When you go (22:25) on the market (22:25) and meet somebody (22:26) and tell them about (22:27) God and worship (22:27) God alone (22:28) you are a messenger (22:29) of God at that point. (22:40) That's another subject (22:41) but it's throughout (22:42) the Quran. (22:42) I'm sure you've (22:43) come across (22:43) all those verses. (22:47) But when it says (22:48) obey God and (22:49) His messenger (22:50) it doesn't say (22:51) obey God and (22:52) His prophet. (22:53) No. (22:56) Right. (22:58) You're going to (22:59) come to many (22:59) conclusions (23:00) from that point. (23:01) It's a very (23:02) important point. (23:04) Obey God and (23:05) anyone who (23:06) preaches the one (23:07) God. (23:08) Any person who (23:09) comes to you and (23:09) says worship God (23:10) alone, obey them. (23:11) Because disobeying (23:12) means you're going (23:13) to worship more (23:14) than one God. (23:16) You're going to (23:17) idolize someone (23:17) besides God. (23:20) So (23:20) if anyone (23:22) comes and (23:23) tells you look (23:24) what we are doing (23:25) is wrong (23:26) we are against (23:27) the law of God (23:28) and then (23:30) and those people (23:31) say they are (23:32) making (23:32) mock at you (23:34) that God (23:35) says (23:36) you need to (23:37) worship (23:37) Satan (23:39) you know (23:40) I'm behind (23:41) him (23:41) I'm telling (23:43) you (24:16) If you put your money for production, you know, don't make lots of money, you are not, you are not, right. (24:30) And then if he gets upset, he gets upset and he feels that, I wish that he could be punished. (24:39) And if not, then, you know, I wish to punish him, just like a war. (24:49) Yeah, so that person will be fighting them, they play war on them, right. (25:00) So that person who is preaching God's message is the messenger of God. (25:05) Do you assume that the Prophet made you all the same? (25:11) Nope. (25:13) You sure? (25:13) He made the Prophet, positively. (25:19) The final messenger and the final prophet. (25:22) He said, is there any place in the Quran where it says he is the final messenger and the final prophet? (25:27) Because they use this expression a lot in the Arab countries, that he is the final messenger, they made the Prophet. (25:35) So, Ahmed thinks it is in the Quran, but it is not. (25:41) It's not, it says that they are the same messengers for different generations, so that doesn't make much sense. (25:46) It's 1400 years old. (25:49) Does that mean that the last 1400 years we lost our... (25:54) See, no learning, Rashid. (26:04) When you look at this statement, and think about it. (26:16) So, this country's deficit can be wiped out, but the rich people who can do it, don't want to do it. (26:25) See, when the government borrows money to cover the deficit, it borrows from them, and gives them 15%, 20%. (26:34) Let us read the footnote 2, 275. (26:39) It says, usury is any fixed percentage of earnings in return from deposited or loaned money. (26:47) Earnings that fluctuate through investment, profits, and losses, do not constitute usury. (26:54) It should be noted that the Quran condemns only those who take usury. (27:00) While those who are forced by circumstance to pay usury are considered victims, other than sinners. (27:06) As we see in verse 280. (27:09) If you look at verse 280, it says, if the debtor is unable to pay, then wait for a better time. (27:17) If you give up the debt as a charity, it will be better for you, if you only knew. (27:21) So the debtor, the person who took the debt is a victim. (27:26) If you buy a house, the only way to buy a house is to have a mortgage on it and pay exorbitant interest. (27:40) Then you are a victim. (27:45) Of course the hadith will tell you anybody who pays interest is also a sinner. (27:49) But that's a hadith, that's wrong. (28:00) Any of you meet some other people and say that if you pay interest it is harmful? (28:10) But if you have to pay interest, then you are a victim. (28:18) Any other ideas, Rashid, on this? (28:32) There's sort of an in-between kind of deposit. (28:36) I suppose it's really usury though. (28:37) The interest you're paid varies with the prevailing interest rate. (28:43) It's still fixed. (28:44) Yeah, but it's fixed at a certain time. (28:47) But actually profit means there's a risk involved. (28:53) You could lose everything, you could double your money. (28:55) If you buy something and the price of it goes up for some reason, that's great. (29:02) You made a good business decision. (29:07) Whereas with usury, you're guaranteed the money. (29:09) It's like you say, it's non-productive. (29:11) I remember we were discussing this the last time we had the Quran reading. (29:17) And after we discussed it, Maryam came to me and Isa came to me and they said, (29:22) you have money in savings, you can't keep it in savings. (29:25) So I want to put it in the stock market. (29:28) Can you recommend something? (29:32) I did recommend something and it was touching. (29:34) This is wonderful, you know. (29:40) And Mr. Hussey, they lost money in that transaction, (29:45) but they didn't come and blame me for it. (29:47) And I should have made it up to them. (29:49) They were not interested. (29:54) I even think that checking account... (29:56) I think even though there's no usury involved with checking accounts, (29:59) I think they're bad. (30:03) Just because you're dealing with the bank. (30:07) The post office has a very good way of paying your bills. (30:11) You can buy a postal money order. (30:13) You have to send checks sometimes for your bills. (30:15) Your electric bill and your gas bill, you can pay them at drugstores. (30:18) No, but if you're just using the bank as a depository, (30:21) where you're writing checks, (30:23) and you're not earning checks per cent, (30:26) then it's perfectly all right. (30:31) If you carry the cash in your pocket, you're subject to loss. (30:36) You can lose it. (30:38) The thing gets stolen from you. (30:46) It's not haram, though, to use the bank (30:48) as long as you're not earning checks daily. (30:58) For a business, I guess it's a question of convenience. (31:02) You're right, though. (31:03) If I can avoid the money, I'll avoid it. (31:06) Ahmed doesn't use the bank. (31:08) Ahmed Osuna. (31:10) You don't use the bank. (31:11) I don't use the bank. (31:13) Mujahid doesn't use the bank. (31:35) Very, very productive. (31:38) Very rich. This country's very rich. (31:40) So much land, so many minerals. (31:44) And the economy will be fixed, (31:48) if it's an Islamic economy. (31:49) There's no interest. (31:52) You can charge the cost of handling your money, (31:56) if you're an investment. (31:58) But not fixed interest. (32:01) And so, the stock market, essentially, (32:04) the way it operates is not really an investment either. (32:10) Yeah, it's for the future. (32:20) Because, I mean, it's all that kind of gammon (32:22) that's been going on these days, (32:24) and it's tied in with these super high interest rates. (32:27) There's no work getting done, (32:28) but there's not much going on. (32:30) If you're not productive, (32:32) then games of chance are gambling, (32:36) prohibited, haram. (32:38) You have to be productive. (32:39) When Maryam and Lisa put the money in the market, (32:41) they didn't deposit it. (32:43) They put the money there, and if they just want it, (32:45) go down. (32:50) But I assure you, God is making it up to them (32:53) in many different ways. (32:54) What about, like, buying gold interest? (32:58) I don't know how that's acting. (33:00) It's kind of a... (33:05) It's very good. (33:07) If you bought gold a year ago, (33:08) you would have made about 30% or so. (33:13) That's not important, (33:14) but gold happens to be a standard. (33:16) For example, 15 years ago, (33:20) for an ounce of gold, you can buy a good suit. (33:24) Today, for an ounce of gold, (33:25) you still buy a good suit. (33:26) An ounce of gold 15 years ago was $35, (33:30) and a good suit was $35. (33:32) Now, an ounce of gold is $500, (33:35) and a good suit is $500. (33:36) What I'm saying is that you're stabilizing your money. (33:43) But it seems that that's kind of used. (33:45) If you kept your $35 in your pocket from 15 years ago, (33:48) it would be worth one-tenth of what we really are. (33:52) So this is where gold comes into it. (34:00) It's better to have gold. (34:02) Huh? (34:02) It's better to have gold. (34:04) Yeah, but you can't eat it. (34:07) That's the problem with gold. (34:11) Actually, they do it. (34:12) They spread it on cake. (34:14) They spread it on layers, (34:15) and it's like $35 a piece. (34:18) No, no, it's French cake. (34:19) In India, we do it. (34:25) Where are you going? (34:39) Okay, Jahan. (34:41) Let's see how the Quran gives us details of our life. (34:46) Everything. (34:46) Maybe that's everything. (34:49) 282. (37:26) This is a really good example for the people who say (37:30) you need Hadith and Sunnah for points of the law (37:34) not covered in the Quran. (37:36) How much more detail? (37:40) In any event, it says if you observe God, (37:42) God will teach you. (37:43) So you don't have to go anywhere else, (37:45) even if there is something that isn't covered. (37:51) The test for me is that I don't believe God. (37:54) This is all you need. (38:00) Okay, Jahan, you want to say something about that? (38:05) Aisha. (38:06) Aisha. (38:08) Tell us about this page. (38:13) Otherwise, the other Aisha will tell you. (38:18) Okay, Jahan. (38:27) In other words, (39:18) I remember I was (39:20) in some place in California (39:22) and I came to San Gabriel Bridge (39:26) and they wanted a corporate to close the bridge. (39:29) I didn't have the corporate, (39:31) so I wanted to close the barn, (39:32) so I'm going to leave my jack, (39:34) the jack of the car. (39:36) That's a barn. (39:39) I'm trying to think of a barn (39:40) which will make you come back (39:42) and give them the corporate. (39:45) Some type of coal. (39:47) Yeah. (39:48) Huh? (39:51) Right. (39:52) You're traveling in the desert somewhere (39:55) and you don't have any money (39:56) and you need somebody and you say, (39:57) I need $10. (39:59) And there are no scribes or witnesses or nothing. (40:02) You just met this fellow. (40:04) And you want $10. (40:06) So you can give him the jack (40:08) of the barn. (40:12) No? (40:14) What's the story? (40:21) That's just the barn that I was thinking about. (40:35) Oh, Jesus. (40:40) I never forget that (40:48) because I was a foreign student (40:50) in this country and they wouldn't let me pass the report. (40:53) I begged, I did everything. (40:55) They wouldn't let me. (40:59) My money is on the other side, folks. (41:00) Okay. (41:12) Now this (41:13) this commandment, folks, is very important. (41:16) You actually do it. (41:17) Anytime you lend anybody money (41:19) unless you don't want it. (41:21) You write it down and you have witnesses. (41:25) Because (41:25) we tend to forget. (41:28) You give somebody $20 (41:30) and (41:32) when the time comes you say, (41:33) I think you're poised up. (41:34) For some reason you just think it was poised up. (41:39) A new friend. (41:40) You can lose a friend this way. (41:41) If it's written down (41:46) then there is (41:47) no question about it. (41:48) You have witnesses. (41:49) The idea of one man and two women. (41:52) Why? (41:54) It's not equality, is it? (41:57) The idea is that (41:58) if you have a man and a woman (42:01) and (42:01) if there is some (42:03) fooling around with this transaction (42:06) the man can marry the woman (42:07) then you're in trouble. (42:09) Because they do it on one side. (42:13) If you have one man and two women (42:16) even if (42:17) polygamy applies and the man marries the two women (42:19) these two women will hate each other's guts (42:21) that they will not agree on something or anything. (42:23) They take competition. (42:25) Competition. (42:34) But this is God's law (42:35) and we have to stick to it (42:38) when you do it. (42:41) If you notice the beginning says (42:42) O you who believe, when you carry out (42:44) a known transaction for any period (42:45) you shall write it down. (42:48) The commandment. (42:52) Have any other ideas, Jehan? (42:57) Well, it looks like we're going to finish (42:58) this Torah today, Inshallah. (43:00) Mujahid, are you going to finish it? (43:03) These are your favorite verses. (43:05) They happen to be your favorite verses. (43:09) Do as you find. (44:15) Our Lord (44:17) and let (44:21) this not be (44:23) your will (44:25) that we violate (44:26) each other. (44:29) Like those before (44:30) us, we violate (44:33) each other. (44:34) Our Lord (44:35) does not (44:37) out to take us beyond (44:40) our ability. (44:41) Our Lord (44:43) forgive us. (44:46) Give us your thoughts (45:05) on these two verses. (48:48) We have a God who turns to (48:51) forgiveness. (48:52) He turns to God to forgive us. (48:56) But if we don't believe in God (48:58) or have (48:59) some other gods besides God (49:01) then we don't enjoy that forgiveness. (49:13) But we (49:15) forget and we make mistakes. (49:17) Thank God that (49:18) God is forgiving. (49:20) He forgives. (49:30) Only believers (49:31) are forgiven. (49:33) Idol worshippers are not forgiven. (49:37) Now, I'm talking about what you can (49:39) repent from idol worship and be (49:41) saved from idol worship and then it can be (49:43) wiped out once you repent. (49:46) Idol worship is not forgiven (49:47) if the person dies in the spirit of idol worship. (49:51) That cannot be (49:51) forgiven. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://rashad-khalifa-audios-and-videos.gitbook.io/rashad-khalifa-audios-and-videos/messenger-audios/messenger-audio-37.1-28-jan-1983.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.