Messenger Audio 37.1 (28-Jan-1983)

(0:00) No, I just stood there and said, (0:02) does anybody have any spirit change? (0:05) Smiled a little bit, and that's how I did it. (0:17) Those who learn from usury stand like (0:20) one who was struck by the devil's touch. (0:23) This is because they claim that usury is a form of trade. (0:27) But God permits trade that permits usury. (0:30) Whoever heeds this (0:33) admonition from the Lord and stays in usury (0:37) may keep his past earnings and his judgment with God. (0:41) As for those who return to usury, (0:44) they will deserve hell, (0:46) where they will abide forever. (0:50) God diminishes usury and augments charity. (0:53) And God dislikes the guilty disbelievers. (0:59) Everybody's heard about high interest rates. (1:01) This is what's killing this country. (1:04) We can just see the crisis we're in now. (1:06) 17 to 18 percent. (1:09) We're being punished for this vicious cycle. (1:14) Inflation and wages go up and inflation goes up. (1:19) Everybody recognizes that it's tied to usury. (1:24) This is one of the strongest statements (1:26) against something in the Koran. (1:28) It's struck by the devil's touch. (1:30) Some of the other things that are forbidden, (1:33) alcohol, gambling, (1:35) it's even pointed out there may be some good in them. (1:38) There's absolutely no good that can come at all from usury. (1:42) Only evil. (1:45) And God diminishes usury and augments charity. (1:49) So here we have in the middle of the section on charity (1:52) something about usury. (1:58) They're the opposite of each other. (2:02) One of them means that (2:03) not only do you give a man money, (2:06) not only do you want it back, (2:07) but you want more of it back than you gave him. (2:10) Charity means you're giving a man money (2:12) and you don't even want it back. (2:14) So you forget about it. (2:18) So it's economic. (2:20) It's the underlying economic philosophy of Islam. (2:24) It's given right here in this ayah. (2:28) Trade is permitted. (2:32) Usury is forbidden. (2:35) But our capitalist society is based on (2:38) borrowing money (2:40) with the idea that (2:41) you borrow money from somebody who's got it (2:44) at interest (2:45) with the idea that through your trading (2:48) you're going to make more money (2:49) and be able to repay it. (2:52) But we can't see the result. (2:54) It's disastrous. (2:56) So really in between (3:00) the one extreme of having no free trade (3:02) which is what communism is (3:04) and having free trade with usury (3:07) we have what's sometimes been called socialism (3:10) where you have free trade (3:12) but the basics of the society (3:15) are provided for. (3:17) So you can have free trade (3:18) and you don't have to worry about usury. (3:20) So it's for me (3:23) an indication (3:25) that Islam is based on (3:28) a type of socialism. (3:31) Socialism permits free trade (3:33) but it doesn't permit excessive wealth. (3:36) It's only through usury that (3:38) we have this excessive wealth. (3:40) Now people are in the position (3:41) that they can make more money through usury (3:44) than they can through employing (3:45) people and starting businesses. (3:48) You can make 20% (3:50) loaning your money out (3:52) and there's no risk (3:54) because you've got a guaranteed piece of paper. (3:56) It's better to do that (3:57) than to set up a business (3:58) and employ people to make the same amount of money. (4:02) So it's a real disaster. (4:05) All the economic problems (4:07) in this country (4:07) is interest. (4:14) I mean (4:15) they (4:15) they (4:15) they complain about inflation (4:21) but when you buy a house (4:23) that's $50,000 for example (4:27) and when you calculate (4:28) after 30 years of paying for it (4:30) interest and everything (4:32) the actual price is $150,000 (4:36) not $50,000. (4:38) So where do the $100,000 go? (4:41) $100,000 will go to (4:43) employees and salaries (4:44) and tall buildings. (4:47) The skyscrapers in every city (4:48) are home federal savings. (4:51) FEMA Savings & Associates (4:53) is a great western bank. (4:59) Well I take this myself (5:01) to the extreme that (5:01) I don't like to walk into banks. (5:05) I have no bank accounts. (5:06) I get paid by a paycheck. (5:08) I usually go to the drive-in window. (5:10) That's the closest I like to get to them. (5:12) It seems to me that banks (5:14) are the causes of sin. (5:16) Worse than taverns (5:17) because after all alcohol (5:18) is supposed to have some good. (5:20) At least some poor guy (5:21) is making some money. (5:23) There's some production of something. (5:25) Yeah but at least (5:26) there's some work involved. (5:29) Banks are centers of great sin. (5:31) I really adore them (5:33) and I have no feelings (5:34) with them whatsoever. (5:35) You have this 50 story (5:39) Acme Savings & (5:48) Associates. (5:48) This word Acme (5:49) is very popular. (5:52) One of my favorite names. (5:55) Acme Plumber (5:56) or plumbing company. (5:59) I call it Acme Savings & (6:00) Associates. (6:01) And it's a tall building (6:02) for employees who (6:04) produce nothing. (6:05) They just administer (6:06) sucking of people's blood. (6:09) Is there any restriction on trading? (6:12) For example (6:13) in Turkey (6:15) if you have businessmen (6:16) you get it very easily (6:18) because they buy it once (6:20) they sell 5 or 10 (6:22) maybe even more than 100. (6:24) The interest? (6:26) No not the interest. (6:27) For example if they buy something (6:29) $1 they sell 100 (6:32) or 100 I don't know. (6:34) Is there any restriction on it? (6:35) Sure. (6:39) Is it true that (6:43) some of the Arab banks (6:44) themselves (6:44) you know the big Arab banks (6:46) they have air quality issues? (6:50) You know the air quality problems? (6:52) The worst. (6:55) All the people who (6:56) they flunked the test. (6:59) If you work in the bank (7:00) does that mean that (7:02) you also commit this (7:04) and you help (7:05) this bank operate? (7:08) No. (7:11) If you work as a bartender (7:13) are you committing a sin? (7:16) That's the same question. (7:18) You don't drink yourself? (7:20) I think the question is (7:21) do you have (7:22) are you making money (7:24) with use for yourself? (7:25) If you work in the bank (7:26) and you have no money in the bank (7:27) and you make no money (7:28) from interest yourself (7:29) is this a job for you? (7:31) No, but you're earning (7:32) you're earning for our users. (7:41) Now part of the banks (7:44) you invest (7:45) you really have to study (7:49) very carefully (7:49) there are chemical companies (7:53) that produce things (7:54) there are (7:56) builders that produce things (7:59) hundreds of companies (8:01) that produce (8:04) the economy (8:04) is a productive economy. (8:08) Now you notice (8:09) there's a statement here (8:10) that God diminishes users (8:11) and augments charities. (8:15) Now God works in funny ways (8:17) to us there are funny ways (8:20) and today I was reading (8:21) that example of (8:22) a lottery in Arizona. (8:25) The state of Arizona (8:27) last year started a lottery (8:29) and for the first time (8:31) in the history of Arizona (8:32) they have a hundred million dollar (8:33) deficit in their budget. (8:37) Now those who designed (8:38) the lottery which is (8:39) a non-productive gambling (8:42) prohibited by Islam, by God (8:43) in the Quran and in the Bible (8:47) when they put it down (8:48) on paper they were supposed (8:50) to earn money (8:51) become rich (8:52) reduce the burden (8:54) of taxes on the people (8:56) etc. etc. (9:01) Gambling or usury. (9:05) So the state ended up (9:07) with a hundred million dollar deficit. (9:09) Does it make sense? (9:10) Does it to them? (9:12) To us we understand it perfectly. (9:16) Because they resorted (9:17) to sinful earnings (9:21) by breaking God's law (9:22) whether it is usury (9:24) or gambling (9:28) they have to be poor. (9:31) Even though on the paper (9:32) we are making money. (9:34) On the paper. (9:45) One thing that (9:47) I learned today (9:49) was that last week (9:50) they had a program (9:51) called Maribou. (9:52) Anybody saw that? (9:56) It was about (9:57) the breakdown (9:58) and morale (10:03) and how they live (10:05) in the Maribou beach (10:07) how the couples (10:09) marry people next to them (10:10) and there is just (10:11) total corruption. (10:15) God was showing them (10:16) in advance (10:17) why I am going to (10:18) give you a beating. (10:21) This happened today (10:23) in New York. (10:25) There is another one (10:26) coming from Los Angeles (10:27) to San Diego (10:34) to New York (10:34) and they showed me (10:35) why doesn't (10:38) those things (10:39) happen in New York? (10:43) New York is bankrupt. (10:44) They took turns. (10:45) They took turns (10:49) I couldn't show you (10:50) because God is doing (10:53) all these things. (12:03) Verse 31. (12:05) Verse 31 (12:05) page 168 (12:10) 168 (12:12) The verse 31 says (12:14) even if the Quran (12:17) caused mountains to move (12:19) or the earth to shatter (12:20) or the dead to speak (12:22) they will not believe. (12:24) That is because the whole matter (12:25) is up to God. (12:27) Is it not time for the believers (12:29) to give up on the disbelievers? (12:32) If God wins (12:32) He can guide all the people. (12:34) However, those who disbelieve (12:36) will continue to suffer (12:41) the consequences of their work (12:42) or have them strike (12:44) close to them (12:44) until God's judgment comes. (12:47) God never breaks His promise. (12:50) So, Indian disasters (12:51) one after the other. (12:54) And you see those hurricanes (12:55) come and they aim (12:56) for hells (12:57) in many places. (13:02) It all comes from those people. (13:07) But back to this (13:09) verse 276 (13:10) verse 276 (13:11) and Gambia (13:12) you can add that too. (13:15) Any sinful earnings (13:18) if somebody steals something (13:20) from someone (13:23) or robs a bank (13:25) now on the paper (13:27) it appears like they made money (13:28) but really they lose money. (13:32) They end up losing. (13:35) Any sinful earnings (13:38) God diminishes them. (13:40) And we see these things (13:41) in front of us. (13:43) Speaking of the state of Arizona (13:44) they will repeal the insurance law. (13:47) Have you heard? (13:50) What? (13:51) They will repeal the insurance (13:53) the law requiring insurance. (13:57) They wouldn't even listen to us. (14:01) I wrote to the (14:02) Civil Liberties Union (14:04) American Civil Liberties (14:06) Civil Liberties (14:08) Yeah, because (14:09) they were not great in numbers (14:11) so they wouldn't even consider it. (14:13) But God helps us. (14:16) They will repeal that law. (14:25) Back to verse 276 (14:28) Those who believe and work righteousness (14:30) and observe the Salat al Zakat (14:32) will be recompensed with their lives. (14:35) They have nothing to fear (14:36) nor will they grieve. (14:37) O you who believe (14:40) beware of God (14:41) and refrain from all forms of usury (14:43) if you are really believers. (14:45) If you do not refrain (14:47) then expect (14:50) if you do not refrain (14:52) then expect (14:53) a war from God and his messengers. (14:56) But if you repent (14:57) then (14:59) you may keep your capital (15:01) without inflicting injustice (15:03) or suffering injustice. (15:06) If the debtor is unable (15:07) to pay (15:08) then wait for a better time. (15:11) If you give up the debt as charity (15:12) it will be better for you (15:13) if you only knew. (15:15) Beware of the day when you return to God (15:17) and when each soul is repaid (15:18) for whatever it has earned. (15:20) No one will suffer injustice. (15:24) Again speaking of (15:25) the sin of usury (15:26) and the justice of God. (15:29) So even if you (15:30) have a bank account (15:32) and a money lender's account (15:37) and you make a lot of (15:38) that money will just be lost (15:40) is what it says. (15:42) And there's no way you can win from usury. (15:44) And even if you win in this life (15:46) someday you're going to be held (15:48) accountable for (15:49) your return. (15:52) There's another (15:55) story in the end of the Koran (15:56) which talks about the rich (15:57) being questioned for what they did. (15:59) They'll actually be interrogated. (16:04) They'll be interrogated (16:05) for what they did. (16:07) The wealthy people. (16:08) I don't know. (16:09) Which part of this agrees? (16:12) You know what I mean about the (16:17) almost at the end. (16:19) It ends with they will be (16:20) interrogated for what they've done. (16:23) There's even a better one (16:24) through a line where it says (16:26) their gold and silver will be (16:27) heated up in heaven (16:28) and they will be burned. (16:30) Here's what you have hoarded (16:32) for your sin. (16:37) You'll be burning until you go (16:38) into your graves. (16:39) Indeed you will find out. (16:41) Yes you will indeed find out. (16:43) If you could only find out now (16:44) you would envision hell. (16:46) You would envision it with an (16:47) eye of certainty. (16:48) You will be asked about your (16:49) hoarding. (16:51) Interrogated about your hoarding. (16:53) So this relates to that. (16:56) People will return to God (16:57) and they will be (17:00) questioned about their (17:07) hoarding. (17:08) Unfortunately in this country (17:09) they're worshipping the dollar (17:10) so much that they're becoming (17:15) very uncharitable. (17:17) They can actually be charitable (17:18) to the country and serve it (17:19) from the economic problems (17:21) they have. (17:22) The biggest problem in this (17:24) country is a deficit. (17:27) A hundred billion dollar deficit. (17:29) This hundred billion dollar (17:30) deficit can be wiped out (17:33) in a week. (17:38) For 200 million people. (17:40) Let's say America is 200 million (17:42) people and the deficit is (17:43) 100 billion dollars. (17:46) This means 500 dollars (17:48) per person. (17:50) If the people are (17:52) charitable to the government (17:54) and give the government (17:55) 500 dollars each (17:58) the deficit will be wiped out (18:00) as charity to uncle Sam. (18:03) But they don't want to do it. (18:05) Now 500 (18:06) I cannot pay 500 dollars (18:11) to uncle Sam (18:11) but there is (18:13) a very rich person (18:15) somewhere who can pay (18:16) for 10 of us. (18:18) 5000 dollars. (18:20) How many people in this (18:21) country can give away 5000 (18:22) dollars to serve the country? (18:24) What I'm saying is (18:26) with all the rich people (18:28) in this country who can (18:29) pay a million, 10 million (18:32) 500 dollars per head (18:35) they can solve (18:36) the whole deficit problem (18:38) with all the interest (18:39) problems that go with it (18:40) and everything else. (18:42) But it's the rich people (18:44) who want the interest (18:45) to be high. (18:46) They can't stand to see (18:48) it go down to 5 percent (18:49) because it reduces (18:52) their income. (18:53) They have 200 million (18:55) dollars but that's not enough. (18:57) Somehow it increases (19:05) more. (19:06) That's exactly what I mean (19:11) by the 100 million dollar (19:12) deficit in Arizona. (19:14) When they started the lot (19:16) God said oh yeah? (19:18) You're going to make money? (19:20) Let's see about that. (19:23) Then the copper went down (19:24) the copper which is (19:26) the source of income (19:27) in this state. (19:31) God did it. (19:34) That's war from God. (19:37) God and his messenger (19:38) at the time Muhammad (19:40) was alive did he just (19:41) actually go out and (19:43) make war on people (19:44) who did usury? (19:47) He said expect a war (19:48) from God and his messenger. (19:52) It says right here. (19:56) I mean at that time (19:57) The mission is not (19:58) confined to Muhammad. (20:02) Anyone who speaks (20:05) anyone who speaks (20:05) on behalf of God (20:07) will speak against usury. (20:10) If you speak on behalf (20:11) of God you will be (20:13) against usury. (20:21) Right? (20:22) You are speaking against (20:23) usury aren't you? (20:25) When you speak on behalf (20:28) of God you're a messenger (20:29) of God. (20:31) Messenger is not (20:32) confined to Muhammad. (20:34) I guess most people (20:37) interpret the word (20:41) usury as a form (20:42) of idol worship. (20:46) They ignore all (20:47) the statements in Quran (20:48) that Muhammad is not (20:49) the last messenger (20:50) he is the last prophet. (21:00) When I look at it in (21:00) surah 33 (21:02) you go tell this to (21:03) anyone and there is (21:05) nobody after Muhammad. (21:08) Surah 33 the verse (21:10) is 44 I believe. (21:19) Page 289. (21:26) Page 289 (21:27) says Muhammad (21:28) is not the father (21:29) of any of you. (21:31) He is a messenger (21:32) of God and the (21:33) final prophet. (21:34) He was the final (21:35) Christian. (21:38) That's another big subject (21:40) that you branch into. (21:41) But when we go back (21:42) it says expect war (21:43) from God and (21:44) his messengers. (21:46) What's the difference (21:46) in Arabic between (21:47) the word prophet (21:48) which you go out (21:49) of school on? (21:50) Prophet. (21:51) And messenger. (21:53) Messenger is the (21:53) school of Allah. (21:55) And what is (21:56) prophet then? (21:56) Prophet is a man (21:57) who wrote the scriptures. (21:58) Prophet. (22:00) So there are (22:01) two distinct (22:01) two distinct words. (22:05) He is the last (22:06) prophet. (22:07) This is the final (22:07) scripture as you see (22:08) from the Bible. (22:10) He is the final (22:10) prophet. (22:13) But every (22:14) every village (22:15) has a messenger. (22:17) The Quran says (22:17) every generation (22:18) every village (22:19) every community (22:21) they have a messenger. (22:24) When you go (22:25) on the market (22:25) and meet somebody (22:26) and tell them about (22:27) God and worship (22:27) God alone (22:28) you are a messenger (22:29) of God at that point. (22:40) That's another subject (22:41) but it's throughout (22:42) the Quran. (22:42) I'm sure you've (22:43) come across (22:43) all those verses. (22:47) But when it says (22:48) obey God and (22:49) His messenger (22:50) it doesn't say (22:51) obey God and (22:52) His prophet. (22:53) No. (22:56) Right. (22:58) You're going to (22:59) come to many (22:59) conclusions (23:00) from that point. (23:01) It's a very (23:02) important point. (23:04) Obey God and (23:05) anyone who (23:06) preaches the one (23:07) God. (23:08) Any person who (23:09) comes to you and (23:09) says worship God (23:10) alone, obey them. (23:11) Because disobeying (23:12) means you're going (23:13) to worship more (23:14) than one God. (23:16) You're going to (23:17) idolize someone (23:17) besides God. (23:20) So (23:20) if anyone (23:22) comes and (23:23) tells you look (23:24) what we are doing (23:25) is wrong (23:26) we are against (23:27) the law of God (23:28) and then (23:30) and those people (23:31) say they are (23:32) making (23:32) mock at you (23:34) that God (23:35) says (23:36) you need to (23:37) worship (23:37) Satan (23:39) you know (23:40) I'm behind (23:41) him (23:41) I'm telling (23:43) you (24:16) If you put your money for production, you know, don't make lots of money, you are not, you are not, right. (24:30) And then if he gets upset, he gets upset and he feels that, I wish that he could be punished. (24:39) And if not, then, you know, I wish to punish him, just like a war. (24:49) Yeah, so that person will be fighting them, they play war on them, right. (25:00) So that person who is preaching God's message is the messenger of God. (25:05) Do you assume that the Prophet made you all the same? (25:11) Nope. (25:13) You sure? (25:13) He made the Prophet, positively. (25:19) The final messenger and the final prophet. (25:22) He said, is there any place in the Quran where it says he is the final messenger and the final prophet? (25:27) Because they use this expression a lot in the Arab countries, that he is the final messenger, they made the Prophet. (25:35) So, Ahmed thinks it is in the Quran, but it is not. (25:41) It's not, it says that they are the same messengers for different generations, so that doesn't make much sense. (25:46) It's 1400 years old. (25:49) Does that mean that the last 1400 years we lost our... (25:54) See, no learning, Rashid. (26:04) When you look at this statement, and think about it. (26:16) So, this country's deficit can be wiped out, but the rich people who can do it, don't want to do it. (26:25) See, when the government borrows money to cover the deficit, it borrows from them, and gives them 15%, 20%. (26:34) Let us read the footnote 2, 275. (26:39) It says, usury is any fixed percentage of earnings in return from deposited or loaned money. (26:47) Earnings that fluctuate through investment, profits, and losses, do not constitute usury. (26:54) It should be noted that the Quran condemns only those who take usury. (27:00) While those who are forced by circumstance to pay usury are considered victims, other than sinners. (27:06) As we see in verse 280. (27:09) If you look at verse 280, it says, if the debtor is unable to pay, then wait for a better time. (27:17) If you give up the debt as a charity, it will be better for you, if you only knew. (27:21) So the debtor, the person who took the debt is a victim. (27:26) If you buy a house, the only way to buy a house is to have a mortgage on it and pay exorbitant interest. (27:40) Then you are a victim. (27:45) Of course the hadith will tell you anybody who pays interest is also a sinner. (27:49) But that's a hadith, that's wrong. (28:00) Any of you meet some other people and say that if you pay interest it is harmful? (28:10) But if you have to pay interest, then you are a victim. (28:18) Any other ideas, Rashid, on this? (28:32) There's sort of an in-between kind of deposit. (28:36) I suppose it's really usury though. (28:37) The interest you're paid varies with the prevailing interest rate. (28:43) It's still fixed. (28:44) Yeah, but it's fixed at a certain time. (28:47) But actually profit means there's a risk involved. (28:53) You could lose everything, you could double your money. (28:55) If you buy something and the price of it goes up for some reason, that's great. (29:02) You made a good business decision. (29:07) Whereas with usury, you're guaranteed the money. (29:09) It's like you say, it's non-productive. (29:11) I remember we were discussing this the last time we had the Quran reading. (29:17) And after we discussed it, Maryam came to me and Isa came to me and they said, (29:22) you have money in savings, you can't keep it in savings. (29:25) So I want to put it in the stock market. (29:28) Can you recommend something? (29:32) I did recommend something and it was touching. (29:34) This is wonderful, you know. (29:40) And Mr. Hussey, they lost money in that transaction, (29:45) but they didn't come and blame me for it. (29:47) And I should have made it up to them. (29:49) They were not interested. (29:54) I even think that checking account... (29:56) I think even though there's no usury involved with checking accounts, (29:59) I think they're bad. (30:03) Just because you're dealing with the bank. (30:07) The post office has a very good way of paying your bills. (30:11) You can buy a postal money order. (30:13) You have to send checks sometimes for your bills. (30:15) Your electric bill and your gas bill, you can pay them at drugstores. (30:18) No, but if you're just using the bank as a depository, (30:21) where you're writing checks, (30:23) and you're not earning checks per cent, (30:26) then it's perfectly all right. (30:31) If you carry the cash in your pocket, you're subject to loss. (30:36) You can lose it. (30:38) The thing gets stolen from you. (30:46) It's not haram, though, to use the bank (30:48) as long as you're not earning checks daily. (30:58) For a business, I guess it's a question of convenience. (31:02) You're right, though. (31:03) If I can avoid the money, I'll avoid it. (31:06) Ahmed doesn't use the bank. (31:08) Ahmed Osuna. (31:10) You don't use the bank. (31:11) I don't use the bank. (31:13) Mujahid doesn't use the bank. (31:35) Very, very productive. (31:38) Very rich. This country's very rich. (31:40) So much land, so many minerals. (31:44) And the economy will be fixed, (31:48) if it's an Islamic economy. (31:49) There's no interest. (31:52) You can charge the cost of handling your money, (31:56) if you're an investment. (31:58) But not fixed interest. (32:01) And so, the stock market, essentially, (32:04) the way it operates is not really an investment either. (32:10) Yeah, it's for the future. (32:20) Because, I mean, it's all that kind of gammon (32:22) that's been going on these days, (32:24) and it's tied in with these super high interest rates. (32:27) There's no work getting done, (32:28) but there's not much going on. (32:30) If you're not productive, (32:32) then games of chance are gambling, (32:36) prohibited, haram. (32:38) You have to be productive. (32:39) When Maryam and Lisa put the money in the market, (32:41) they didn't deposit it. (32:43) They put the money there, and if they just want it, (32:45) go down. (32:50) But I assure you, God is making it up to them (32:53) in many different ways. (32:54) What about, like, buying gold interest? (32:58) I don't know how that's acting. (33:00) It's kind of a... (33:05) It's very good. (33:07) If you bought gold a year ago, (33:08) you would have made about 30% or so. (33:13) That's not important, (33:14) but gold happens to be a standard. (33:16) For example, 15 years ago, (33:20) for an ounce of gold, you can buy a good suit. (33:24) Today, for an ounce of gold, (33:25) you still buy a good suit. (33:26) An ounce of gold 15 years ago was $35, (33:30) and a good suit was $35. (33:32) Now, an ounce of gold is $500, (33:35) and a good suit is $500. (33:36) What I'm saying is that you're stabilizing your money. (33:43) But it seems that that's kind of used. (33:45) If you kept your $35 in your pocket from 15 years ago, (33:48) it would be worth one-tenth of what we really are. (33:52) So this is where gold comes into it. (34:00) It's better to have gold. (34:02) Huh? (34:02) It's better to have gold. (34:04) Yeah, but you can't eat it. (34:07) That's the problem with gold. (34:11) Actually, they do it. (34:12) They spread it on cake. (34:14) They spread it on layers, (34:15) and it's like $35 a piece. (34:18) No, no, it's French cake. (34:19) In India, we do it. (34:25) Where are you going? (34:39) Okay, Jahan. (34:41) Let's see how the Quran gives us details of our life. (34:46) Everything. (34:46) Maybe that's everything. (34:49) 282. (37:26) This is a really good example for the people who say (37:30) you need Hadith and Sunnah for points of the law (37:34) not covered in the Quran. (37:36) How much more detail? (37:40) In any event, it says if you observe God, (37:42) God will teach you. (37:43) So you don't have to go anywhere else, (37:45) even if there is something that isn't covered. (37:51) The test for me is that I don't believe God. (37:54) This is all you need. (38:00) Okay, Jahan, you want to say something about that? (38:05) Aisha. (38:06) Aisha. (38:08) Tell us about this page. (38:13) Otherwise, the other Aisha will tell you. (38:18) Okay, Jahan. (38:27) In other words, (39:18) I remember I was (39:20) in some place in California (39:22) and I came to San Gabriel Bridge (39:26) and they wanted a corporate to close the bridge. (39:29) I didn't have the corporate, (39:31) so I wanted to close the barn, (39:32) so I'm going to leave my jack, (39:34) the jack of the car. (39:36) That's a barn. (39:39) I'm trying to think of a barn (39:40) which will make you come back (39:42) and give them the corporate. (39:45) Some type of coal. (39:47) Yeah. (39:48) Huh? (39:51) Right. (39:52) You're traveling in the desert somewhere (39:55) and you don't have any money (39:56) and you need somebody and you say, (39:57) I need $10. (39:59) And there are no scribes or witnesses or nothing. (40:02) You just met this fellow. (40:04) And you want $10. (40:06) So you can give him the jack (40:08) of the barn. (40:12) No? (40:14) What's the story? (40:21) That's just the barn that I was thinking about. (40:35) Oh, Jesus. (40:40) I never forget that (40:48) because I was a foreign student (40:50) in this country and they wouldn't let me pass the report. (40:53) I begged, I did everything. (40:55) They wouldn't let me. (40:59) My money is on the other side, folks. (41:00) Okay. (41:12) Now this (41:13) this commandment, folks, is very important. (41:16) You actually do it. (41:17) Anytime you lend anybody money (41:19) unless you don't want it. (41:21) You write it down and you have witnesses. (41:25) Because (41:25) we tend to forget. (41:28) You give somebody $20 (41:30) and (41:32) when the time comes you say, (41:33) I think you're poised up. (41:34) For some reason you just think it was poised up. (41:39) A new friend. (41:40) You can lose a friend this way. (41:41) If it's written down (41:46) then there is (41:47) no question about it. (41:48) You have witnesses. (41:49) The idea of one man and two women. (41:52) Why? (41:54) It's not equality, is it? (41:57) The idea is that (41:58) if you have a man and a woman (42:01) and (42:01) if there is some (42:03) fooling around with this transaction (42:06) the man can marry the woman (42:07) then you're in trouble. (42:09) Because they do it on one side. (42:13) If you have one man and two women (42:16) even if (42:17) polygamy applies and the man marries the two women (42:19) these two women will hate each other's guts (42:21) that they will not agree on something or anything. (42:23) They take competition. (42:25) Competition. (42:34) But this is God's law (42:35) and we have to stick to it (42:38) when you do it. (42:41) If you notice the beginning says (42:42) O you who believe, when you carry out (42:44) a known transaction for any period (42:45) you shall write it down. (42:48) The commandment. (42:52) Have any other ideas, Jehan? (42:57) Well, it looks like we're going to finish (42:58) this Torah today, Inshallah. (43:00) Mujahid, are you going to finish it? (43:03) These are your favorite verses. (43:05) They happen to be your favorite verses. (43:09) Do as you find. (44:15) Our Lord (44:17) and let (44:21) this not be (44:23) your will (44:25) that we violate (44:26) each other. (44:29) Like those before (44:30) us, we violate (44:33) each other. (44:34) Our Lord (44:35) does not (44:37) out to take us beyond (44:40) our ability. (44:41) Our Lord (44:43) forgive us. (44:46) Give us your thoughts (45:05) on these two verses. (48:48) We have a God who turns to (48:51) forgiveness. (48:52) He turns to God to forgive us. (48:56) But if we don't believe in God (48:58) or have (48:59) some other gods besides God (49:01) then we don't enjoy that forgiveness. (49:13) But we (49:15) forget and we make mistakes. (49:17) Thank God that (49:18) God is forgiving. (49:20) He forgives. (49:30) Only believers (49:31) are forgiven. (49:33) Idol worshippers are not forgiven. (49:37) Now, I'm talking about what you can (49:39) repent from idol worship and be (49:41) saved from idol worship and then it can be (49:43) wiped out once you repent. (49:46) Idol worship is not forgiven (49:47) if the person dies in the spirit of idol worship. (49:51) That cannot be (49:51) forgiven.